Stronghold Roofing's Guide to Navigating the Sea of Roofing Contractors After A Storm
Everything You Need to Know When Looking For Roofing Contractors in OKC...
A storm has just swept through your neighborhood, and in its wake, your roof is looking worse for wear. It's a situation no homeowner wants to face, but when it happens, your first call is likely to be to a roofing contractor.
However, it's crucial to remember that not all roofing contractors are created equal. The right contractor can mean the difference between a smooth, stress-free repair process and a drawn-out nightmare of shoddy work and escalating costs.
To help you make an informed choice, we've compiled a list of essential considerations when hiring a roofing contractor after a storm.
OKC Roofing Contractor Licensing Check: The Bedrock of Professional Credibility
The very first question you should ask any potential contractor is whether they are licensed. In the State of Oklahoma, a valid license issued by the Oklahoma Construction Industries Board (CIB) is a requirement for all roofing contractors. This license is proof that the contractor has met the necessary criteria and demonstrated a certain level of professional competence.
But why is this important? Having a CIB license means that the contractor is familiar with the local building codes and regulations, and is committed to following them. It also indicates that they have the required technical knowledge to do the job correctly, safely, and efficiently. When a contractor can provide proof of their CIB license, you can have greater confidence in their ability to repair your storm-damaged roof.
Check Your Potential Contractors License Right Here:
Verifying Insurance: Your Safety Net Against Liabilities
Before entrusting your home to a contractor, ensure they are both bonded and insured. This isn't just a formality—it's a critical factor that can safeguard your interests throughout the repair process.
A reputable contractor should be able to easily provide proof of insurance that meets the minimum requirements set by the Oklahoma CIB. This insurance serves as a protection for you, the homeowner, in case of any accidental damage or injuries that occur during the repair work.
Contractors who are bonded also offer an added layer of financial protection. If a contractor fails to complete the job as agreed or fails to pay for permits, subcontractors, or suppliers, the bond can cover your loss.
Understanding Deductibles: Guarding Against Illegal Practices
In the aftermath of a storm, the cost of repairs is a primary concern for most homeowners. Some contractors might offer to cover your insurance deductible or provide credits towards it. While this might seem like an attractive offer, it's important to know that this practice is illegal in Oklahoma.
Any contractor suggesting such arrangements should be seen as a red flag. Remember, an honest contractor will always abide by the law and encourage you to do the same.
Evaluating Experience: Ease Your Insurance Claims
Dealing with insurance claims can be one of the most challenging aspects of post-storm recovery. That's where an experienced roofing contractor can make a world of difference.
A contractor with a track record of dealing with storm damage repairs should be familiar with the insurance claims process and be able to guide you through it. They should provide supporting documentation to assist in validating your insurance claim and ensure you receive a fair settlement. With their expertise, they can turn a daunting task into a manageable one.
Discussing Warranties: Ensuring Long-Term Protection
When discussing the repair or replacement of your roof, a reputable contractor will always discuss two types of warranties: the manufacturer's warranty and the workmanship warranty.
The manufacturer's warranty covers any defects in the roofing materials. On the other hand, the workmanship warranty covers errors in the installation process. Both are critical to ensuring you get the most out of your new roof.
If a contractor does not discuss these warranties, it could mean they aren't certified by the manufacturer—a potential sign of substandard work quality.
Insisting on a Lien Waiver: Secure Your Investment
Unfortunately, there are instances where homeowners fall prey to unscrupulous contractors who request advance payment, then fail to pay for materials or labor. This practice can result in a lien being placed against your home, even though you've already paid for the work.
To protect yourself, always insist on a lien waiver upon making the final payment. This document is a receipt that proves the contractor has paid everything in full and waives their right to place a lien against your property.
Local Presence: Is the Contractor Based in Your Area?
After a storm, it's common to see an influx of out-of-state contractors, also known as "storm chasers." While some of these contractors may do decent work, there are potential pitfalls.
For instance, they might not be familiar with local building codes, or they might not be around to honor their warranty if problems occur down the line. Hiring a local contractor not only supports your local economy, but also ensures that your contractor is just a call away should any issues arise in the future.
References and Reviews: What Do Other Customers Say?
Before hiring a contractor, it's wise to do some research. Look for online reviews and ask the contractor for references from recent jobs. When you contact these references, ask about the quality of the work, the contractor’s professionalism, and whether the project was completed on time and on budget. This information can provide valuable insight into what you can expect from your own project.
Detailed Estimate: Does the Contractor Provide a Clear, Comprehensive Quote?
A reputable contractor should provide a detailed estimate that includes the cost of materials, labor, and any other expenses related to the project. This estimate should be in writing and should clearly explain what is (and isn’t) included in the price. If a contractor isn’t willing to provide a detailed estimate, or if they pressure you to commit before you’re ready, consider it a red flag.
Communication: Is the Contractor Easy to Reach and Responsive?
Good communication is crucial in any construction project. Your contractor should be easy to reach, quick to respond, and willing to answer any questions you have. They should keep you updated throughout the project and be upfront about any issues or delays. A contractor who values communication will help ensure a smoother, less stressful repair process.
With these added considerations, you'll be well-equipped to find a roofing contractor who can repair your storm-damaged roof efficiently and effectively. Remember, it's your home—you have the right to hire a contractor who meets your standards of quality and professionalism.
Summary and Final Thoughts
Choosing the right roofing contractor is a critical decision, one that can significantly influence the recovery process after a storm. From verifying the contractor's credentials to understanding the nuances of insurance claims and warranty coverage, each step plays a vital role in ensuring that your home receives the highest quality of care and attention it deserves.
Local presence and strong communication are significant factors, as they not only streamline the process but also ensure future support for any roof-related needs. Reviews and references offer powerful insights, painting a picture of the contractor's track record and customer satisfaction levels. Lastly, a detailed estimate provides a transparent view of what the repair or replacement process entails, helping you make informed financial decisions.
Even if you choose not to work with Stronghold Roofing, we hope that you'll use these tips to select one of the many upstanding roofing contractors in Oklahoma. It's vital to us that our community recovers as quickly and efficiently as possible from any storm damage.
Remember, after a storm, it's about more than just repairing a roof—it's about rebuilding a sense of security and normalcy for you and your family. That's why we're sharing these guidelines, to help you navigate this crucial decision-making process.
We're all in this together, Oklahoma. Stay safe, and know that there are local resources here to support you.